Picture-based crop insurance: Is it feasible? Using farmers’ smartphone pictures to minimize the costs of loss verification

Kramer, Berber; Ceballos, Francisco; Hufkens, Koen; Melaas, Eli; Mishra, Azad; Mann, Michael; Toor, Mann S.; Robles, Miguel. 2017. Picture-based crop insurance: Is it feasible? Using farmers’ smartphone pictures to minimize the costs of loss verification. Project Note 1. Washington, DC: International Food Policy Research Institue (IFPRI). https://hdl.handle.net/10568/148110

The Picture-Based Crop Insurance (PBI) project aims to develop a new way of delivering affordable and easy-to-understand crop insurance using farmers’ smartphone pictures to minimize the costs of loss verification. The project, funded by the CGIAR Research Program on Policies, Institutions, and Markets (PIM), is a partnership between the International Food Policy Research Institute (IFPRI), the Borlaug Institute for South Asia (BISA), HDFC Ergo General Insur-ance, Limited, and researchers from The George Washington Uni-versity, Boston University, and Ghent University.