Micro-lending for small farmers in Bangladesh: does it affect farm households' land allocation decision?
| cg.authorship.types | CGIAR single centre | en |
| cg.coverage.country | Bangladesh | |
| cg.coverage.iso3166-alpha2 | BD | |
| cg.coverage.region | Asia | |
| cg.coverage.region | Southern Asia | |
| cg.creator.identifier | Shahidur Rashid: 0000-0001-6719-2201 | |
| cg.identifier.project | IFPRI - Archive | |
| cg.number | 45 | en |
| cg.place | Washington, DC | en |
| cg.reviewStatus | Internal Review | en |
| dc.contributor.author | Rashid, Shahidur | en |
| dc.contributor.author | Sharma, Manohar | en |
| dc.contributor.author | Zeller, Manfred | en |
| dc.date.accessioned | 2024-10-24T12:43:28Z | en |
| dc.date.available | 2024-10-24T12:43:28Z | en |
| dc.identifier.uri | https://hdl.handle.net/10568/156205 | |
| dc.title | Micro-lending for small farmers in Bangladesh: does it affect farm households' land allocation decision? | en |
| dcterms.abstract | It has been long hypothesized that lack of access to credit is the main reason why, despite higher profitability of High Yielding Varieties (HYVs), farmers in developing countries continue to allocate a portion of their land to traditional crop varieties. The empirical testing of this hypothesis has generated a large body of literature with differing conclusions. This paper re-examines the issue in the context of a specially designed group-based lending program for small farmers in Bangladesh, who neither have access to formal sources of credit nor do they qualify to become members of other micro-credit organizations. Two measures of access to credit, credit limit and amount borrowed at a given point in time, are used to analyze the determinants of farm households' land allocation decision. Under a variety of model specifications, formulated within Heckman's two-step method, the results show that credit limits from the lending programs and informal sources are significant determinants of small farmers' decision to cultivate HYV. -- Authors' abstract.It has been long hypothesized that lack of access to credit is the main reason why, despite higher profitability of High Yielding Varieties (HYVs), farmers in developing countries continue to allocate a portion of their land to traditional crop varieties. The empirical testing of this hypothesis has generated a large body of literature with differing conclusions. This paper re-examines the issue in the context of a specially designed group-based lending program for small farmers in Bangladesh, who neither have access to formal sources of credit nor do they qualify to become members of other micro-credit organizations. Two measures of access to credit, credit limit and amount borrowed at a given point in time, are used to analyze the determinants of farm households' land allocation decision. Under a variety of model specifications, formulated within Heckman's two-step method, the results show that credit limits from the lending programs and informal sources are significant determinants of small farmers' decision to cultivate HYV. -- Authors' abstract. | en |
| dcterms.accessRights | Open Access | |
| dcterms.bibliographicCitation | Rashid, Shahidur; Sharma, Manohar; Zeller, Manfred. 2002. Micro-lending for small farmers in Bangladesh: does it affect farm households' land allocation decision? MTID Discussion Paper 45. https://hdl.handle.net/10568/156205 | en |
| dcterms.extent | 28 p. | en |
| dcterms.isPartOf | MTID Discussion Paper | en |
| dcterms.issued | 2002 | |
| dcterms.language | en | |
| dcterms.publisher | International Food Policy Research Institute | en |
| dcterms.replaces | https://ebrary.ifpri.org/digital/collection/p15738coll2/id/59258 | en |
| dcterms.subject | microfinance | en |
| dcterms.subject | credit | en |
| dcterms.subject | smallholders | en |
| dcterms.subject | land use | en |
| dcterms.subject | economic aspects | en |
| dcterms.subject | households | en |
| dcterms.subject | micro-credit | en |
| dcterms.subject | land allocation | en |
| dcterms.subject | small farms | en |
| dcterms.subject | resource allocation | en |
| dcterms.subject | high-yielding varieties | en |
| dcterms.subject | impact assessment | en |
| dcterms.subject | decision making | en |
| dcterms.type | Working Paper |
Files
Original bundle
1 - 1 of 1
Loading...
- Name:
- 59259.pdf
- Size:
- 230.92 KB
- Format:
- Adobe Portable Document Format
- Description:
- Working Paper