Potential of market discipline in Pakistan: The bank depositors’ perspective
cg.authorship.types | CGIAR single centre | en_US |
cg.authorship.types | CGIAR and developing country institute | en_US |
cg.contributor.crp | Policies, Institutions, and Markets | en_US |
cg.contributor.donor | United States Agency for International Development | en_US |
cg.coverage.country | Pakistan | en_US |
cg.coverage.iso3166-alpha2 | PK | en_US |
cg.coverage.region | Southern Asia | en_US |
cg.coverage.region | Asia | en_US |
cg.identifier.project | IFPRI - Markets, Trade, and Institutions Division | en_US |
cg.identifier.project | IFPRI - Development Strategy and Governance Division | en_US |
cg.identifier.project | IFPRI - Pakistan Strategy Support Program | en_US |
cg.identifier.publicationRank | Not ranked | en_US |
cg.number | 40 | en_US |
cg.place | Washington, DC | en_US |
cg.reviewStatus | Internal Review | en_US |
dc.contributor.author | Mirza, Nawazish | en_US |
dc.contributor.author | Naqvi, Bushra | en_US |
dc.contributor.author | Rizvi, Syed Kumail Abbas | en_US |
dc.contributor.author | Rahat, Birjees | en_US |
dc.date.accessioned | 2024-06-21T09:23:54Z | en_US |
dc.date.available | 2024-06-21T09:23:54Z | en_US |
dc.identifier.uri | https://hdl.handle.net/10568/148136 | en_US |
dc.title | Potential of market discipline in Pakistan: The bank depositors’ perspective | en_US |
dcterms.abstract | The aim of this research is to ascertain whether Pakistan’s financial system is conducive to market disci-pline. We measure the potential of depositors to induce market discipline in the commercial banking sector. A comprehensive survey of over six thousand respondents was used to gauge their propensity to discipline bank management in response to deteriorating financial conditions. Our results portray that depositors are likely to withdraw funds in response to a reduction in profitability, an increase in non-performing loans, and a reduction in total assets. We identify that banks with better service quality are less sensitive to deposit withdrawals in the event of a reduction in their financial performance. Among other findings, the presence of contractual guarantees by the government desensitizes depositors to market information, making them less likely to be involved in imposing market discipline. | en_US |
dcterms.accessRights | Open Access | en_US |
dcterms.bibliographicCitation | Mirza, Nawazish; Naqvi, Bushra; Rizvi, Syed Kumail Abbas; and Rahat, Birjees. 2016. Potential of market discipline in Pakistan: The bank depositors’ perspective. PSSP Working Paper 40. Washington, DC: International Food Policy Research Institute (IFPRI). https://hdl.handle.net/10568/148136 | en_US |
dcterms.description | This working paper is an output from a CGP grant awarded in February 2013. | en_US |
dcterms.extent | 21 pages | en_US |
dcterms.isPartOf | PSSP Working Paper | en_US |
dcterms.issued | 2016-04-15 | en_US |
dcterms.language | en | en_US |
dcterms.publisher | International Food Policy Research Institute | en_US |
dcterms.replaces | https://ebrary.ifpri.org/digital/collection/p15738coll2/id/130277 | en_US |
dcterms.subject | market disruption | en_US |
dcterms.subject | capacity development | en_US |
dcterms.subject | banking | en_US |
dcterms.subject | markets | en_US |
dcterms.subject | credit | en_US |
dcterms.subject | financial policies | en_US |
dcterms.subject | finance | en_US |
dcterms.type | Working Paper | en_US |
Files
Original bundle
1 - 1 of 1
Loading...
- Name:
- 130488.pdf
- Size:
- 852.74 KB
- Format:
- Adobe Portable Document Format
- Description:
- Working Paper