Supplemental cash loans to boost productivity in Nigeria

Ambler, K., Bloem, J., Maruyama, E., Balana, B., Olanrewaju, P., Adewumi, B., Essien, E., Alabi, S. and Ogundare, M. 2024. Supplemental cash loans to boost productivity in Nigeria: IPSR Innovation Profile. First edition, September 2024. Brief. Montpellier: CGIAR System Organization. https://hdl.handle.net/10568/159693

Innovative combination of cash and input loans for smallholder farmers, improving their access to land, labor, and inputs to boost their productivity.

This product provides a supplemental cash loan bundled with an existing input loan provided to smallholder farmers. In the status quo, eligible farmers receive an input loan via our implementing partner. These input loans provide credit for specific farm inputs, which are often purchased during a season of low liquidity. Agricultural inputs, however, are not the only inputs required for the production of agricultural products. Labor, land, and other forms of capital must combine with agricultural inputs.