TH2.3: A gender-responsive approach to designing agricultural risk management bundles

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cg.contributor.affiliationInternational Food Policy Research Instituteen_US
cg.contributor.affiliationDuke Kunshan Universityen_US
cg.contributor.affiliationUniversity of Manchesteren_US
cg.contributor.affiliationUniversity of Nottinghamen_US
cg.contributor.affiliationDvara E-Registryen_US
cg.contributor.donorCGIAR Trust Funden_US
cg.coverage.countryIndiaen_US
cg.coverage.iso3166-alpha2INen_US
cg.coverage.regionSouthern Asiaen_US
cg.creator.identifierBerber Kramer: 0000-0001-7644-6613en_US
cg.howPublishedGrey Literatureen_US
cg.placeWashington, DCen_US
cg.subject.impactAreaGender equality, youth and social inclusionen_US
cg.subject.impactPlatformGenderen_US
cg.subject.sdgSDG 5 - Gender equalityen_US
dc.contributor.authorPattnaik, Subhransuen_US
dc.contributor.authorKramer, Berberen_US
dc.contributor.authorWard, Patrick S.en_US
dc.contributor.authorFoster, Timen_US
dc.contributor.authorAdhikari, Roshanen_US
dc.contributor.authorGaur, Pushkaren_US
dc.contributor.authorMansabdar, Sanjayen_US
dc.date.accessioned2022-11-23T06:52:11Zen_US
dc.date.available2022-11-23T06:52:11Zen_US
dc.identifier.urihttps://hdl.handle.net/10568/125632en_US
dc.titleTH2.3: A gender-responsive approach to designing agricultural risk management bundlesen_US
dcterms.abstractSmallholder farmers are exposed to various risks, and because of their large risk exposure, agricultural insurance premiums are often too expensive to be affordable to smallholder farmers. In our study context, for instance, commercially viable insurance premiums are so high that the average farmer would be willing to pay only about 8 percent of the premium. Reducing farmers' risk exposure by incentivizing the adoption of risk-reducing practices and technologies, for instance through discounts to low-risk farmers, could offer a significant breakthrough in lowering insurance premiums. At the same time, in the presence of gender differences in existing cultivation practices, there is a chance that women farmers may find these practices and technologies more inaccessible or costly to afford than men, and in that case, incentivizing adoption of risk-reducing practices and technologies could disadvantage women more than men. We therefore quantify gender gaps by interviewing 462 male and 447 female farmers in the state of Odisha, India, on barriers to adopting risk-reducing technologies and cultivation practices. We find that women are more exposed to flood and post-harvest losses than men, and that they face more challenges hiring labour, increasing their labour costs. We conclude that in this context, gender-responsive insurance policies should promote access to and adoption of risk-reducing practices and technologies that not only minimize exposure to floods and post-harvest losses but also are less labour intensive. The findings of this study will directly inform financial institutions involved in the implementation of an agricultural insurance scheme.en_US
dcterms.accessRightsOpen Accessen_US
dcterms.audienceScientistsen_US
dcterms.bibliographicCitationPattnaik, Subhransu; Kramer, Berber; Ward, Patrick; Foster, Tim; Adhikari, Roshan; Gaur, Pushkar; Mansabdar, Sanjay. 2022. A gender-responsive approach to designing agricultural risk management bundles. Presented a the CGIAR GENDER Science Exchange, Nairobi, 12-14 October 2022. Washington, DC: International Food Policy Research Institute. https://hdl.handle.net/10568/125632en_US
dcterms.issued2022-10en_US
dcterms.languageenen_US
dcterms.licenseOtheren_US
dcterms.publisherInternational Food Policy Research Instituteen_US
dcterms.subjectgenderen_US
dcterms.subjectagricultureen_US
dcterms.typePresentationen_US

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