Improving performance of index insurance using crop models and phenological monitoring

cg.authorship.typesCGIAR and advanced research instituteen
cg.authorship.typesCGIAR single centreen
cg.authorship.typesCGIAR and developing country instituteen
cg.contributor.affiliationInternational Food Policy Research Instituteen
cg.contributor.affiliationGhent Universityen
cg.contributor.affiliationUniversity of Manchesteren
cg.contributor.crpClimate Change, Agriculture and Food Security
cg.contributor.crpPolicies, Institutions, and Markets
cg.contributor.donorNatural Environment Research Council, United Kingdomen
cg.contributor.donorEconomic and Social Research Council, United Kingdomen
cg.contributor.donorForeign, Commonwealth and Development Office, United Kingdomen
cg.contributor.donorGovernment of Indiaen
cg.coverage.countryIndia
cg.coverage.iso3166-alpha2IN
cg.coverage.regionAsia
cg.coverage.regionSouthern Asia
cg.creator.identifierMehdi H. Afshar: 0000-0002-4411-3299
cg.creator.identifierThomas Higginbottom: 0000-0003-1150-1444
cg.creator.identifierBen Parkes: 0000-0002-5936-8331
cg.creator.identifierKoen Hufkens: 0000-0002-5070-8109
cg.creator.identifierSanjay Mansabdar: 0000-0001-6166-4845
cg.creator.identifierFrancisco Ceballos: 0000-0001-8699-5114
cg.creator.identifierBerber Kramer: 0000-0001-7644-6613
cg.identifier.projectIFPRI - Markets, Trade, and Institutions Division
cg.identifier.projectIFPRI - Picture-Based Insurance
cg.identifier.publicationRankNot ranked
cg.number337en
cg.placeWageningen, The Netherlandsen
cg.reviewStatusInternal Reviewen
cg.subject.ccafsCLIMATE SERVICES AND SAFETY NETSen
dc.contributor.authorAfshar, Mehdi Hen
dc.contributor.authorFoster, Timothyen
dc.contributor.authorHigginbottom, Thomas Pen
dc.contributor.authorParkes, Benen
dc.contributor.authorHufkens, Koenen
dc.contributor.authorMansabdar, Sanjayen
dc.contributor.authorCeballos, Franciscoen
dc.contributor.authorKramer, Berberen
dc.date.accessioned2021-01-05T15:24:22Zen
dc.date.available2021-01-05T15:24:22Zen
dc.identifier.urihttps://hdl.handle.net/10568/110712
dc.titleImproving performance of index insurance using crop models and phenological monitoringen
dcterms.abstractExtreme weather events cause considerable damage to livelihoods of smallholder farmers globally. Whilst index insurance can help farmers cope with the financial consequences of extreme weather, a major challenge for index insurance is basis risk, where insurance payouts correlate poorly with actual crop losses. We analyze to what extent the use of crop simulation models and crop phenology monitoring can reduce basis risk in index insurance. Using a biophysical process-based crop model (APSIM) applied for rice producers in Odisha, India, we simulate a synthetic yield dataset to train non-parametric statistical models to predict rice yields as a function of meteorological and phenological conditions. We find that the performance of statistical yield models depends on whether meteorological or phenological conditions are used as predictors, and whether one aggregates these predictors by season or crop growth stage. Validating the preferred statistical model with observed yield data, we find that the model explains around 54% of the variance in rice yields at the village cluster (Gram Panchayat) level, outperforming vegetation index-based models that were trained directly on the observed yield data. Our methods and findings can guide efforts to design smart phenology-based index insurance and target yield monitoring resources in smallholder farming environments.en
dcterms.accessRightsOpen Access
dcterms.audienceScientistsen
dcterms.audienceAcademicsen
dcterms.audienceCGIARen
dcterms.audienceDevelopment Practitionersen
dcterms.audienceExtensionen
dcterms.audiencePolicy Makersen
dcterms.bibliographicCitationAfshar MH, Foster T, Higginbottom TP, Parkes B, Hufkens K, Mansabdar S, Ceballos F, Kramer B. 2020. Improving performance of index insurance using crop models and phenological monitoring. CCAFS Working Paper no. 337. Wageningen, the Netherlands: CGIAR Research Program on Climate Change, Agriculture and Food Security (CCAFS).en
dcterms.extent38 p.en
dcterms.isPartOfCCAFS Working Paperen
dcterms.issued2020-12-31
dcterms.languageen
dcterms.licenseCC-BY-NC-4.0
dcterms.publisherCGIAR Research Program on Climate Change, Agriculture and Food Securityen
dcterms.relationhttps://doi.org/10.3390/rs13050924en
dcterms.relationhttps://doi.org/10.2499/p15738coll2.134941en
dcterms.replaceshttps://ebrary.ifpri.org/digital/collection/p15738coll5/id/7587en
dcterms.subjectcapacity developmenten
dcterms.subjectcrop yielden
dcterms.subjectcrop productionen
dcterms.subjectagricultureen
dcterms.subjectfood securityen
dcterms.subjectcrop modellingen
dcterms.subjectclimate changeen
dcterms.typeWorking Paper

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